ICHRA

Individual Coverage Health Reimbursement Arrangement

ICHRA is a strategy, not a plan. Paragon helps brokers evaluate the fit and place the case — so employers can control cost without walking away from offering coverage.

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Overview

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ICHRA isn't a plan you place. It's a strategy you build.

Carrier Agnostic

Employees shop the individual market, so the case isn’t tied to one carrier’s network, rate action, or renewal cycle. We bring the platform partners and run the placement.

Alternative to Traditional Group

No participation requirements, no group underwriting, no one-plan-fits-all. ICHRA opens up cases that traditional group can’t reach — two-life groups, multi-state remote teams, 1099-heavy rosters, and high-turnover industries.

Fixed Employer Cost

The employer sets a defined monthly contribution by class and the budget holds — no renewal swings tied to one bad claim year, no surprise increases driven by census changes.

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ICHRA

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Small and Large Group

Why partner with Paragon?

Get support on all fronts. Paragon's support goes beyond the broker and client. We are accountable to all. From employee to employer to broker to carrier, we're a connected and valued partner on all sides, making it easier to handle group medical plan sales, setup, and administration.

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